These Terms of Service (“Terms“) govern your access to and use of the services, including our various websites, SMS, APIs, email notifications, applications, buttons, and widgets, (the “Services” or “AfriPass”), and any information, text, graphics, photos or other materials uploaded, downloaded or appearing on the Services (collectively referred to as “Content“). Your access to and use of the Services are conditioned on your acceptance of and compliance with these Terms. By accessing or using the Services you agree to be bound by these Terms.

  1. Basic Terms

You are responsible for your use of the Services, for any Content you post to the Services, and for any consequences thereof. The Content you submit, post, or display will be able to be viewed by other users of the Services and through third party services and websites (go to the account settings page to control who sees your Content). You should only provide Content that you are comfortable sharing with others under these Terms.

Tip: What you post on AfriPass may be viewed all around the world instantly. You are what you post – once approved!

You may use the Services only if you can form a binding contract with AfriPass and are not a person barred from receiving services under the laws of the federal republic of Nigeria or other applicable jurisdiction. If you are accepting these Terms and using the Services on behalf of a company, organization, government, or other legal entity, you represent and warrant that you are authorized to do so. You may use the Services only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations.

The Services that AfriPass provides are always evolving and the form and nature of the Services that AfriPass provides may change from time to time without prior notice to you. In addition, AfriPass may stop (permanently or temporarily) providing the Services (or any features within the Services) to you or to users generally and may not be able to provide you with prior notice. We also retain the right to create limits on use and storage at our sole discretion at any time without prior notice to you.

The Services include advertisements, which may be targeted to the Content or information on the Services, queries made through the Services, or other information. The types and extent of advertising by AfriPass on the Services are subject to change. In consideration for AfriPass granting you access to and use of the Services, you agree that AfriPass, Nsnigeria Ads and its third party providers and partners may place such advertising on the Services or in connection with the display of Content or information from the Services whether submitted by you or others.

  1. Privacy

Any information that you provide to AfriPass is subject to our Privacy Policy, which governs our collection and use of your information. You understand that through your use of the Services you consent to the collection and use (as set forth in the Privacy Policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing and use by AfriPass. As part of providing you the Services, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Services and your AfriPass account, which you may not be able to opt-out from receiving.

Tip: You can opt-out of most communications from Nsnigeria Ads including our newsletter, new follower emails, etc. Please see the Notifications tab of Settings for more.

  1. Passwords

You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your password. We encourage you to use “strong” passwords (passwords that use a combination of upper and lower case letters, numbers and symbols) with your account. AfriPass cannot and will not be liable for any loss or damage arising from your failure to comply with the above.

  1. Content on the Services

All Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content. We may not monitor or control the Content posted via the Services and, we cannot take responsibility for such Content. Any use or reliance on any Content or materials posted via the Services or obtained by you through the Services is at your own risk.

We do not endorse, support, represent or guarantee the completeness, truthfulness, accuracy, or reliability of any Content or communications posted via the Services or endorse any opinions expressed via the Services. You understand that by using the Services, you may be exposed to Content that might be offensive, harmful, inaccurate or otherwise inappropriate, or in some cases, postings that have been mislabeled or are otherwise deceptive. Under no circumstances will AfriPass be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the Services or broadcast elsewhere.

  1. Your Rights

You retain your rights to any Content you submit, post or display on or through the Services. By submitting, posting or displaying Content on or through the Services, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or distribution methods (now known or later developed).

Tip This license is you authorizing us to make your ads available to the rest of the world and to let others do the same.

You agree that this license includes the right for AfriPass to provide, promote, and improve the Services and to make Content submitted to or through the Services available to other companies, organizations or individuals who partner with AfriPass for the syndication, broadcast, distribution or publication of such Content on other media and services, subject to our terms and conditions for such Content use.

Tip AfriPass has an evolving set of rules for how ecosystem partners can interact with your Content. These rules exist to enable an open ecosystem with your rights in mind. But what’s yours is yours – you own your Content (and your photos are part of that Content).

Such additional uses by AfriPass, or other companies, organizations or individuals who partner with AfriPass, may be made with no compensation paid to you with respect to the Content that you submit, post, transmit or otherwise make available through the Services except where referral ads linked to your account is made.

We may modify or adapt your Content in order to transmit, display or distribute it over computer networks and in various media and/or make changes to your Content as are necessary to conform and adapt that Content to any requirements or limitations of any networks, devices, services or media.

You are responsible for your use of the Services, for any content you provide, and for any consequences thereof, including the use of your Content by other users and our third party partners. You understand that your Content may be syndicated, broadcast, distributed, or published by our partners and if you do not have the right to submit Content for such use, it may subject you to liability. AfriPass will not be responsible or liable for any use of your Content by AfriPass in accordance with these Terms. You represent and warrant that you have all the rights, power and authority necessary to grant the rights granted herein to any Content that you submit.

  1. Your License To Use the Services

AfriPass gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software that is provided to you by AfriPass as part of the Services. This license is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by AfriPass, in the manner permitted by these Terms.

  1. AfriPass Rights

All right, title, and interest in and to the Services (excluding Content provided by users) are and will remain the exclusive property of AfriPass and its licensors. The Services are protected by copyright, trademark, and other laws of both Nigeria and foreign countries. Nothing in the Terms gives you a right to use the AfriPass name or any of the AfriPass & Nsnigeria Ads trademarks, logos, domain names, and other distinctive brand features. Any feedback, comments, or suggestions you may provide regarding AfriPass, or the Services is entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit and without any obligation to you.

  1. Restrictions on Content and Use of the Services

Please review the Nsnigeria Ads and AfriPass Rules (which are part of these Terms) to better understand what is prohibited on the Service. We reserve the right at all times (but will not have an obligation) to remove or refuse to distribute any Content on the Services, to suspend or terminate users, and to reclaim usernames without liability to you. We also reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce the Terms, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of Nsnigeria Ads, its users and the public.

Tip Nsnigeria Ads does not disclose personally identifying information to third parties except in accordance with our Privacy Policy.

Except as permitted through the Services, these Terms, or the terms provided, you have to use the AfriPass API if you want to reproduce, modify, create derivative works, distribute, sell, transfer, publicly display, publicly perform, transmit, or otherwise use the Content or Services.

Tip We encourage and permit broad re-use of Content. The AfriPass API exists to enable this.

You may not do any of the following while accessing or using the Services: (i) access, tamper with, or use non-public areas of the Services, AfriPass’ computer systems, or the technical delivery systems of AfriPass’ providers; (ii) probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures; (iii) access or search or attempt to access or search the Services by any means (automated or otherwise) other than through our currently available, published interfaces that are provided by AfriPass (and only pursuant to those terms and conditions), unless you have been specifically allowed to do so in a separate agreement with AfriPass (NOTE: crawling the Services is permissible if done in accordance with the provisions of the robots.txt file, however, scraping the Services without the prior consent of AfriPass is expressly prohibited); (iv) forge any TCP/IP packet header or any part of the header information in any email or posting, or in any way use the Services to send altered, deceptive or false source-identifying information; or (v) interfere with, or disrupt, (or attempt to do so), the access of any user, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, mail-bombing the Services, or by scripting the creation of Content in such a manner as to interfere with or create an undue burden on the Services.

  1. Copyright Policy

AfriPass respects the intellectual property rights of others and expects users of the Services to do the same. We will respond to notices of alleged copyright infringement that comply with applicable law and are properly provided to us. If you believe that your Content has been copied in a way that constitutes copyright infringement, please provide us with the following information: (i) a physical or electronic signature of the copyright owner or a person authorized to act on their behalf; (ii) identification of the copyrighted work claimed to have been infringed; (iii) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (iv) your contact information, including your address, telephone number, and an email address; (v) a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (vi) a statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.

We reserve the right to remove Content alleged to be infringing without prior notice, at our sole discretion, and without liability to you. In appropriate circumstances, AfriPass will also terminate a user’s account if the user is determined to be a repeat infringer. Our designated copyright agent for notice of alleged copyright infringement appearing on the Services is:

AfriPass, Inc.

C/o The AfriPass MarketPlace,
Attn: Copyright Department
11923, NE Summer Street, Suite 555546
Portland, Oregon, 97220, USA. 

Phone: 5035681586
 [email protected]

  1. Ending These Terms

The Terms will continue to apply until terminated by either you or AfriPass as follows.

You may end your legal agreement with AfriPass at any time for any reason by deactivating your accounts and discontinuing your use of the Services. You do not need to specifically inform AfriPass when you stop using the Services. If you stop using the Services without deactivating your accounts, your accounts may be deactivated due to prolonged inactivity under our Inactive Account Policy.

We may suspend or terminate your accounts or cease providing you with all or part of the Services at any time for any reason, including, but not limited to, if we reasonably believe: (i) you have violated these Terms or the AfriPass Rules, (ii) you create risk or possible legal exposure for us; or (iii) our provision of the Services to you is no longer commercially viable. We will make reasonable efforts to notify you by the email address associated with your account or the next time you attempt to access your account.

In all such cases, the Terms shall terminate, including, without limitation, your license to use the Services, except that the following sections shall continue to apply: 4, 5, 7, 8, 10, 11, and 12.

Nothing in this section shall affect AfriPass’ rights to change, limit or stop the provision of the Services without prior notice, as provided above in section 1.

11.Disclaimers and Limitations of Liability

Please read this section carefully since it limits the liability of AfriPass and its parents, subsidiaries, affiliates, related companies, officers, directors, employees, agents, representatives, partners, and licensors (collectively, the “AfriPass Entities”). Each of the subsections below only applies up to the maximum extent permitted under applicable law. Some jurisdictions do not allow the disclaimer of implied warranties or the limitation of liability in contracts, and as a result the contents of this section may not apply to you. Nothing in this section is intended to limit any rights you may have which may not be lawfully limited.

  1. The Services are Available “AS-IS”

Your access to and use of the Services or any Content are at your own risk. You understand and agree that the Services are provided to you on an “AS IS” and “AS AVAILABLE” basis. Without limiting the foregoing, to the maximum extent permitted under applicable law, THE AfriPass ENTITIES DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

The AfriPass Entities make no warranty and disclaim all responsibility and liability for: (i) the completeness, accuracy, availability, timeliness, security or reliability of the Services or any Content; (ii) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services or any Content; (iii) the deletion of, or the failure to store or to transmit, any Content and other communications maintained by the Services; and (iv) whether the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. No advice or information, whether oral or written, obtained from the AfriPass Entities or through the Services, will create any warranty not expressly made herein.

  1. Links

The Services may contain links to third-party websites or resources. You acknowledge and agree that the AfriPass Entities are not responsible or liable for: (i) the availability or accuracy of such websites or resources; or (ii) the content, products, or services on or available from such websites or resources. Links to such websites or resources do not imply any endorsement by the AfriPass Entities of such websites or resources or the content, products, or services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

  1. Limitation of Liability




  1. General Terms
  2. Waiver and Severability

The failure of AfriPass to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. In the event that any provision of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.

  1. Controlling Law and Jurisdiction

These Terms and any action related thereto will be governed by the laws of the State of California without regard to or application of its conflict of law provisions or your state or country of residence. All claims, legal proceedings or litigation arising in connection with the Services will be brought solely in the federal or state courts located in Lagos, Abuja, Akwa Ibom or Enugu States of Nigeria, and you consent to the jurisdiction of and venue in such courts and waive any objection as to inconvenient forum.

If you are a federal, state, or local government entity in Nigeria using the Services in your official capacity and legally unable to accept the controlling law, jurisdiction or venue clauses above, then those clauses do not apply to you. For such federal government entities, these Terms and any action related thereto will be governed by the laws of Nigeria (without reference to conflict of laws) and, in the absence of federal law and to the extent permitted under federal law, the laws of the State of Enugu (excluding choice of law).

  1. Entire Agreement

These Terms, the AfriPass Rules and our Privacy Policy are the entire and exclusive agreement between AfriPass and you regarding the Services (excluding any services for which you have a separate agreement with AfriPass that is explicitly in addition or in place of these Terms), and these Terms supersede and replace any prior agreements between AfriPass and you regarding the Services. Other than members of the group of companies of which AfriPass,owned by The AfriPass MarketPlace is the parent, no other person or company will be third party beneficiaries to the Terms.

We may revise these Terms from time to time, the most current version will always be here: If the revision, in our sole discretion, is material we will notify you via an update or e-mail to the email associated with your account. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms.

These Services are operated and provided by AfriPass., owned by The AfriPass MarketPlace, If you have any questions about these Terms, please contact us.

Effective: December 2, 2017



AfriPass Seller Policy / Agreement


Account Registration: we will require some personal / business information about you and your company. All data are expected to be accurate and up-to-date. False details will lead to termination of your boutique account with us.


Name: Your business name will be used to sign up as a Showroom Owner on AfriPass.


Software: Our software comprises of mobile, web and hardware products collectively called the services.


Verification and Inspection: Upon successful sign up, we may need additional information such as driver’s license, national identity card and/or business license. We may also inspect your business location to prove legitimacy. Your refusal to any of the above may lead to your account being suspended or terminated.


Your AfriPass Marketplace Account: By becoming an AfriPass Marketplace merchant, you confirm you’re a legal resident in your country of operation authorized to conduct business in the state in which you operate. Your AfriPass Marketplace account may only be used for business purposes only. You are not allowed to use your AfriPass Marketplace account to conduct illegal business activities of any sort that isn’t bound by this contract and acceptable by the state or federal government laws.


Our Role: The Services allows AfriPass Marketplace to receive card, bank and USSD payments globally, however, we are not a bank nor do we offer banking services. We only facilitate processing of payments we receive from buyers, this requires us to enter agreements with Global mobile networks, processors, and acquiring banking institutions.


Your Authorization: You authorize us to hold, receive, and disburse funds on your behalf. This remains in full effect until your termination or closure of your AfriPass Marketplace account.


Underwriting: AfriPass Marketplace reviews all information submitted upon sign up and we may share information about you and your account with our processors and acquiring bank. You grant us permission to periodically obtain additional reports to determine whether you continue to meet requirements for an AfriPass Global Boutique account.

Subject to the terms of this agreement, we reserve the right to change our fees upon 30 days advance notice. All balances and fees, charges, and payments collected or paid through the services are denominated in Nigerian Naira ONLY.


Access to AfriPass Marketplace Account Funds: Payouts are to your verified bank accounts. If we cannot debit or credit your bank account linked with your merchant account, we will unlink it from your AfriPass Marketplace account. If you do not have an ACH-enabled bank account or AfriPass™ Prepaid Visa Card powered by Zenith & UBA Banks, you may request for a check chargeable to you which must be addressed to the store name.


Payout Schedule: AfriPass will automatically initiate a payout to your designated bank account 48 hours after confirmation of payment by customer online or delivery of item by Merchant/vendor fully confirmed by buyer, minus sales commisions for applicable plans and the wire transfer fee of ₦100 for vendors in Nigeria and for other African countries or international vendors – worldremit and prepaid card charges apply.


AfriPass Marketplace balances: We separate our corporate funds from yours and we will neither use your funds for our corporate purposes, nor any other purposes.


Receipts: Buyers will be presented with purchase e-receipts for items above N500 and may opt in to receive digital receipts via SMS.


Taxes: You are responsible for collecting, withholding, reporting, and remitting correct taxes.


Customer Service: You are responsible for issues relating to pricing, no shows by you, adjustments, functionality, and warranty of products. AfriPass Marketplace is responsible for card processing, technical support, quality control, and feedback with customers.


Refunds and Returns: In the event of returns, AfriPass Marketplace will process returns initiated by buyer and if complaint is found true, we will return the goods back to you upon completion of investigation, and order a new item delivered to buyer. The cost incurred by returns is borne by you; full and complete refunds will only be effected if buyer paid making use of our secure online payment infrastructure on and vendor failed to deliver within stipulated timeframe.


Your Privacy: Your privacy is very important to us.


Privacy of Others: You may receive information about buyers or third parties by using our service. Under no circumstances are you allowed to disclose or distribute any of such information or use this information for marketing purposes unless permitted to.


Your Content: You will be able to upload or provide photos of your products matching our required standard and that are not offensive in any form. You grant us and our affiliates and successors permission to use or distribute publicly your Merchant content through the world in any media to promote the services.


Copyright and Trademark Infringement: AfriPass Marketplace respects the copyright and trademark rights of others and asks you to do same.


Security: We have put in place measures to secure your personal information from accidental loss or unauthorized use, however, we cannot guarantee that unauthorized parties will never defeat those measures or use your personal information for improper purposes.


Termination: If your AfriPass Marketplace account is suspended or terminated for any reason, you must stop using the services and we reserve the right to delete all your information and account data on our servers.


Your Right to Terminate: You may terminate your AfriPass Marketplace account at any time. Any funds we are holding at the time of closure, less applicable fees, will be paid out to you according to your payout schedule. If an investigation is pending at the time you close your AfriPass Marketplace account, we may hold funds until it is all resolved.


Suspension or Termination by Us: We may terminate your account for any reason or no reason at any time upon notice to you.


Effect of Termination: Termination does not exempt you from any obligations to pay fees, or other costs prior to the termination.


Dormant AfriPass Marketplace Accounts: If there is no activity in your AfriPass Global Marketplace account for at least 6 months and you have a balance, we will send you an email or call you through the number associated with our AfriPass Marketplace account and give you the option of keeping your account open and maintaining the balance, withdrawing the balance, or requesting a check. If you do not respond within 30 days, we will automatically close your AfriPass Marketplace account and remit our funds according to the applicable laws.

Effective: December 18, 2017